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Three Reasons to Rent an Apartment

April 24th, 2011

Did you know that almost everyone will live in an apartment at one point or another? Apartment living, especially in the United States, is almost like a rite of passage. While it is mostly young professionals or students who tend to rent an apartment, people of all ages do find apartment living very comfortable for many reasons. In fact, some even choose apartment living over the hassle of purchasing a house. No matter what stage of life you may be in, consider our top three reasons for renting an apartment. If you find that they apply to you, it might be time to get out there and start searching for the perfect place!

1.       Affordability: Renting an apartment is affordable for almost any budget, which is not the case for buying or renting a house. If you are single, you can rent a studio apartment for $400 or less in many areas, and one bedroom apartments are only slightly more money and offer you more space. If you have a family, however, you can find reasonably priced two and three bedroom apartments as well. Even if your budget is very tight, you can always choose to live with one or several roommates to alleviate some of the financial burden. No matter what you can afford to spend, you can find an apartment within your budget and that meets your needs.

2.       Awesome Amenities: Most apartment complexes offer truly wonderful amenities to their residents free of charge. Common amenities offered include coin or card operated washers and dryers in a central location, gyms and/or fitness centers – many open 24 hours, community centers or clubhouses for socializing or hosting events, swimming pools, tanning centers, computer and business centers, and much more. If amenities are important to you, you can search for only those complexes that offer the little extras you desire.

3.       Complete Convenience: If you own a house, you are responsible for taking care of – and paying out of pocket for – every little thing that goes wrong. In an apartment, it’s quite the opposite; in fact, it’s not your responsibility at all to take care of problems big or small. If a light bulb goes out, you can call the maintenance workers to come in and change it for you! Even serious problems, like a leaking hot water heater, a burned out pilot light, a gas leak, or a bug problem will be taken care of for you free of charge when you choose to live in an apartment. Plus, mowing the lawn and keeping up the grounds isn’t your responsibility either. For elderly people or for people who simply don’t have the time to take care of such upsets, choosing an apartment with a strong maintenance team is the way to go.

So, there you have it. Affordability, amenities, and convenience all rolled into one is what you’ll get when you choose apartment living. There are tons of apartments and complexes out there to meet your needs, so start your search today!




Apartment Hunting with a Drug or Alcohol Addiction

April 22nd, 2011

If you have suffered from a drug or an alcohol addiction in the past, then you have some unique challenges to face with it comes time to find an apartment, especially if you have been convicted on drug or alcohol related charges in the past. You must realize, however, that your search, though it may be more difficult than some, is nowhere near impossible. With a little diligence on your part and a lot of effort, you can find an apartment that is right for you and that is willing to forgive your past mistakes.

First and foremost, make sure you’re looking at apartments in areas that won’t be tempting. If you’ve had a drug problem, for example, you won’t want to move into a bad area where drugs are abundant. Having the neighbors selling drugs or constantly being around people who will offer them to you is not a safe environment. Likewise, if you’ve struggled with alcohol problems, the last thing you’ll need is to move into an area with a lot of college students or that is located within close distance of a bar. Use your head as you search for an apartment and protect yourself and your physical and mental health above everything else.

Once you’ve crossed all neighborhoods and apartment complexes such as these off your list, it’s time for you to assess your situation. If you have never had any official drug or alcohol related charges or if such charges have been dismissed or expunged from your record, then you don’t have anything to worry about as long as your credit is good. All you have to do is to find an apartment in a good area, fill out the application, and prepare to move in. If you do have related offenses on your record, however, then you have a bit more work to do.

Keep in mind that not all apartments perform background checks on their tenants. If you can find a good complex or an independent landlord who does not conduct a background check, then you are home free. All you have to do is to put down your security deposit and move in. Work hard to be a model tenant, however, as such apartments are difficult to find and are considered a real find. Pay your rent on time, keep the place clean, and avoid loud parties or making any kind of a disturbance.

If you’re not lucky enough to find an apartment or complex that doesn’t conduct a background check, then you have some work to do. Tell the landlord or leasing agent openly about your past problems. Also mention how long you have been clean and what you are doing to stay clean, such as seeing a counselor or attending Alcoholics Anonymous. Eventually, you will find someone willing to take a chance on you. If you are unable to find anything, you might consider checking into special programs to help recovering addicts or moving into a halfway house until you can get better established.




Why Get Low Cost Housing Advice from a Realtor

April 18th, 2011

If you are looking for low cost housing, your first thought is probably to apply for Section 8 housing or for some other government or state funded housing assistance. While this does work for those who fall within certain very low income brackets, it does not tend to help the general population. If you make at or above the median income for a family of the same size in your area, then you will not qualify for most affordable housing programs. Even if you do, you may have to wait a very long period of time before you’ll be placed into housing, time that, quite frankly, most people in need do not have.

If this is your situation, then you will want to get low cost housing advice from a realtor in your area. If you are open, honest, and upfront with a realtor about your budget and how much you can realistically expect to pay for housing, he or she will more than likely be willing to help you find something you can afford. The realtor may even intercede on your behalf to try and get the cost of a specific house reduced. All it takes is a bit of honesty and forthrightness on your part.

This same situation also applies for those who are looking to rent an apartment or house, except that the person you will want to be honest and open with is the landlord or leasing manager. These professionals hate being cheated out of their money by tenants who simply cannot afford to live in their apartment or home. If you are honest and explain your budget and tell the landlord outright that the rent is too high, he or she will likely respect this and may be willing to strike a special deal with you or to point you in the direction of someone who will.

When looking for an apartment, your best bet is to skip over the major apartment complexes run by leasing offices. Usually, these professionals are just trying to fill their apartments with people who can pay and are not concerned with your budget. Independent landlords, however, tend to be much more understanding and workable. The same is true when you are looking for a house. Try to work with realtors who are selling their homes themselves and who have not contracted and paid an outside agent to do it for them.

As a final word of encouragement, be diligent in your search for housing. If you get turned down in one place, just get out there and try again, no matter how many times it takes. The more you search and try, the better your chances of finding a home or an apartment that you can afford. Everyone has to live somewhere, after all, and eventually you will run into that one understanding realtor or landlord who is willing to cut you a break when you and your family have fallen into hard times.




What is Section 8 Housing and How to Qualify

April 15th, 2011

Many individuals and families who fall into the low income bracket (based on family size and the county of residence) know that Section 8 housing is something that can help them to save money on rent. Most of them don’t really know, however, what exactly the program is, how it works, or what they have to do in order to qualify for it. Those who are not informed of this information often miss out on great money saving opportunities, so it’s very important to know all of these details. The good news is that when broken down, Section 8 housing is actually fairly simple to understand.

The Section 8 housing program is a program that operates on federal money. The goal of this program is to provide safe, affordable, and decent housing for families and individuals who could not afford such housing otherwise.  The program was actually started a very long time ago, during the great depression, and has been in existence and in high demand ever since. It is used today by millions of families and individuals throughout the United States. These people are encouraged to use the program only for a short amount of time, until they can get back on their feet and afford traditional housing, so that others can secure help.

Those who live in Section 8 housing will never be required to pay rent that is over 30% of their income. Generally, they pay around 30% or less of their income, and the rest of the rent is funded by the department of housing and urban development. This amount is given directly to the landlord and is based on what is known as “fair market rent,” a price determined by the area in which the property is located, the size of the property, and who is in charge of utility bills and other expenses.

In most cases, all that is needed to qualify for Section 8 housing is an annual income that is at or below the median rate for a family of the same size and living in the same county. As such, the required amounts vary drastically from location to location. Income may sometimes be overlooked in special circumstances, such as a single mother, someone trying to leave a domestic violence situation, an elderly or disabled person, or a full time student. For this reason, all of those who need help are encouraged to apply for the program and, if applicable, to discuss any special situations with a housing counselor.

To learn more about the Section 8 program and to fill out an application in the hopes of qualifying, interested parties are encouraged to contact the local housing authority in their area to set up an appointment with a housing counselor. During this appointment, needs can be discussed with the counselor and an application filled out. If accepted into the program, families and/or individuals will be placed in housing immediately or put on a waiting list until housing opens up.




Five Things to Consider When Getting Ready to Move

April 12th, 2011

When you’re preparing to move –whether it’s just across town or across the country, there are a ton of things you have to think about. You have to find and rent a moving truck and/or hire movers and box up all of your stuff. In all this chaos, it’s easy to overlook some of the most important things you need to consider when choosing a new apartment. We’ve compiled a list of five things you should give some serious thought to when picking and getting all settled into a new apartment.

1.      Location: A lot of people simply find an apartment they like and jump right into a lease, without really considering or getting to know the area where their apartment is located. Remember when you choose an apartment, you are also choosing a general neighborhood and community. You’ll want to know whether you’re located downtown or in the heart of suburbia, what age and financial status your neighbors are likely to be, if there is a church central to your belief or a place where you can engage in your favorite hobbies nearby, and much more. Remember to get to know the whole area – not just your potential new apartment or complex before making a decision.

2.       Rent:  Many new renters get drawn into their new apartments due to some great, special deal that promises them low rent for six months or some other specific amount on time. While these deals can sound great, many of them leave out the important details – such as how much your rent will go up after the discount period, which can be a lot. Make sure you know what your rent will be long term and whether or not you’ll be able to afford it!

3.       Move-in Date: It may sound simple, but a lot of moving plans get completely derailed, because new tenants forget to pay attention to the specified move-in date. Your landlord should know exactly when you plan to move into your new apartment –down to the hour, so that you won’t be left out in the cold. If your plans change at any point, don’t just assume it’s okay to go a day or two early or late without consulting with your landlord first.

4.       Change of Address: A week or so before you move, you will want to put in a change of address form either through the local mail or online with the United States Postal Service. That way, any mail that goes to your old address will be forwarded to you, and you won’t miss out on anything important.

5.       Utilities: Far too many people move into their apartments with the lights, gas, and water already on, often left over from some old tenant or being paid for temporarily by the complex. Then, they forget or put off transferring these bills into their name and – wham – just like that, they’re left without the utilities they need. To avoid having this happen to you, switch over utilities to your name as soon as possible.